Call reports 2001
WHITE HALL BANK — 2001
What WHITE HALL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,032,000 | 35,878,000 | 37,419,000 | 37,377,000 |
| Total loans | 8,403,000 | 8,383,000 | 8,127,000 | 7,229,000 |
| Allowance for loan losses | 285,000 | 333,000 | 342,000 | 294,000 |
| Securities available for sale | 2,029,000 | 2,060,000 | 2,058,000 | 5,420,000 |
| Securities held to maturity | 21,756,000 | 22,906,000 | 22,206,000 | 18,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,004,000 | 28,815,000 | 30,260,000 | 30,490,000 |
| Interest-bearing deposits | 25,998,000 | 25,950,000 | 27,938,000 | 27,461,000 |
| Noninterest-bearing deposits | 3,006,000 | 2,865,000 | 2,322,000 | 3,029,000 |
| Equity capital | 6,768,000 | 6,772,000 | 6,831,000 | 6,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,125,000 | 1,642,000 | 2,145,000 |
| Interest expense | 274,000 | 555,000 | 836,000 | 1,100,000 |
| Net interest income | 285,000 | 570,000 | 806,000 | 1,045,000 |
| Noninterest income | 15,000 | 31,000 | 45,000 | 76,000 |
| Noninterest expense | 175,000 | 330,000 | 505,000 | 720,000 |
| Provision for loan losses | 15,000 | 164,000 | 164,000 | 164,000 |
| Pretax income | 110,000 | 107,000 | 182,000 | 237,000 |
| Income tax | 33,000 | 30,000 | 68,000 | 53,000 |
| Net income | 77,000 | 77,000 | 114,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,756,000 | 6,755,000 | 6,792,000 | 6,722,000 |
| Total capital | 6,952,000 | 6,949,000 | 7,026,000 | 6,939,000 |
| Risk-weighted assets | 15,568,000 | 15,408,000 | 18,580,000 | 17,272,000 |