Call reports 2006
LAUREL SAVINGS BANK — 2006
What LAUREL SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 313,957,000 | 320,526,000 |
| Total loans | 217,159,000 | 218,788,000 |
| Allowance for loan losses | 2,000,000 | 2,000,000 |
| Securities available for sale | 52,895,000 | 52,081,000 |
| Securities held to maturity | 13,418,000 | 13,418,000 |
| Trading assets | 0 | 0 |
| Total deposits | 262,133,000 | 269,669,000 |
| Interest-bearing deposits | 242,702,000 | 249,477,000 |
| Noninterest-bearing deposits | 19,431,000 | 20,191,000 |
| Equity capital | 26,839,000 | 26,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 3,672,000 | 7,521,000 |
| Interest expense | 1,854,000 | 3,889,000 |
| Net interest income | 1,818,000 | 3,632,000 |
| Noninterest income | 311,000 | 615,000 |
| Noninterest expense | 1,445,000 | 3,300,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 684,000 | 947,000 |
| Income tax | 196,000 | 243,000 |
| Net income | 488,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 24,114,000 | 23,568,000 |
| Total capital | 26,114,000 | 25,568,000 |
| Risk-weighted assets | 163,144,000 | 163,467,000 |