Call report 2004Q4
LAUREL SAVINGS BANK — 2004Q4
The 22 measures LAUREL SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 308,112,000 | USD | evidence → |
| Total loans | 200,867,000 | USD | evidence → |
| Allowance for loan losses | 1,988,000 | USD | evidence → |
| Securities available for sale | 62,474,000 | USD | evidence → |
| Securities held to maturity | 13,201,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 257,317,000 | USD | evidence → |
| Interest-bearing deposits | 237,519,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,798,000 | USD | evidence → |
| Equity capital | 27,002,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,179,000 | USD | evidence → |
| Interest expense | 5,977,000 | USD | evidence → |
| Net interest income | 7,202,000 | USD | evidence → |
| Noninterest income | 1,436,000 | USD | evidence → |
| Noninterest expense | 5,899,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 2,748,000 | USD | evidence → |
| Income tax | 813,000 | USD | evidence → |
| Net income | 1,935,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,403,000 | USD | evidence → |
| Total capital | 25,373,000 | USD | evidence → |
| Risk-weighted assets | 156,230,000 | USD | evidence → |