Call report 2003Q4
LAUREL SAVINGS BANK — 2003Q4
The 22 measures LAUREL SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,332,000 | USD | evidence → |
| Total loans | 163,282,000 | USD | evidence → |
| Allowance for loan losses | 1,984,000 | USD | evidence → |
| Securities available for sale | 55,485,000 | USD | evidence → |
| Securities held to maturity | 13,198,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,454,000 | USD | evidence → |
| Interest-bearing deposits | 235,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,920,000 | USD | evidence → |
| Equity capital | 27,027,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,053,000 | USD | evidence → |
| Interest expense | 6,826,000 | USD | evidence → |
| Net interest income | 7,227,000 | USD | evidence → |
| Noninterest income | 1,190,000 | USD | evidence → |
| Noninterest expense | 5,631,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 2,818,000 | USD | evidence → |
| Income tax | 777,000 | USD | evidence → |
| Net income | 2,041,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,978,000 | USD | evidence → |
| Total capital | 24,909,000 | USD | evidence → |
| Risk-weighted assets | 149,318,000 | USD | evidence → |