Call reports 2001
LAUREL SAVINGS BANK — 2001
What LAUREL SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 253,068,000 | 258,073,000 | 259,516,000 | 255,246,000 |
| Total loans | 177,317,000 | 180,368,000 | 177,844,000 | 175,059,000 |
| Allowance for loan losses | 1,764,000 | 1,759,000 | 1,761,000 | 1,776,000 |
| Securities available for sale | 50,823,000 | 49,761,000 | 49,642,000 | 47,867,000 |
| Securities held to maturity | 14,668,000 | 14,085,000 | 9,580,000 | 9,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,076,000 | 209,731,000 | 206,802,000 | 206,109,000 |
| Interest-bearing deposits | 189,883,000 | 195,582,000 | 194,161,000 | 193,939,000 |
| Noninterest-bearing deposits | 13,193,000 | 14,149,000 | 12,641,000 | 12,170,000 |
| Equity capital | 24,510,000 | 24,957,000 | 25,734,000 | 25,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,628,000 | 9,142,000 | 13,514,000 | 17,623,000 |
| Interest expense | 2,548,000 | 5,024,000 | 7,453,000 | 9,724,000 |
| Net interest income | 2,080,000 | 4,118,000 | 6,061,000 | 7,899,000 |
| Noninterest income | 177,000 | 355,000 | 574,000 | 796,000 |
| Noninterest expense | 982,000 | 1,906,000 | 2,864,000 | 3,818,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 1,270,000 | 2,582,000 | 3,781,000 | 4,937,000 |
| Income tax | 384,000 | 797,000 | 1,174,000 | 1,539,000 |
| Net income | 886,000 | 1,785,000 | 2,607,000 | 3,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,085,000 | 24,626,000 | 25,086,000 | 25,522,000 |
| Total capital | 25,879,000 | 26,487,000 | 26,987,000 | 27,414,000 |
| Risk-weighted assets | 133,804,000 | 138,782,000 | 140,267,000 | 139,437,000 |