Call reports 2010
ERIE STATE BANK — 2010
What ERIE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 18,933,000 | 18,556,000 | 17,547,000 | 18,269,000 |
| Total loans | 11,841,000 | 10,896,000 | 11,762,000 | 12,744,000 |
| Allowance for loan losses | 160,000 | 160,000 | 160,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,781,000 | 2,782,000 | 2,281,000 | 1,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,681,000 | 15,299,000 | 15,296,000 | 15,993,000 |
| Interest-bearing deposits | 13,805,000 | 13,597,000 | 13,683,000 | 14,030,000 |
| Noninterest-bearing deposits | 1,876,000 | 1,702,000 | 1,613,000 | 1,963,000 |
| Equity capital | 2,208,000 | 2,212,000 | 2,214,000 | 2,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 388,000 | 562,000 | 742,000 |
| Interest expense | 69,000 | 131,000 | 190,000 | 233,000 |
| Net interest income | 136,000 | 257,000 | 372,000 | 509,000 |
| Noninterest income | 11,000 | 18,000 | 24,000 | 45,000 |
| Noninterest expense | 121,000 | 245,000 | 364,000 | 501,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 30,000 | 32,000 | 53,000 |
| Income tax | -3,000 | -3,000 | -3,000 | -3,000 |
| Net income | 29,000 | 33,000 | 35,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,208,000 | 2,212,000 | 2,214,000 | 2,235,000 |
| Total capital | 2,333,000 | 2,328,000 | 2,338,000 | 2,356,000 |
| Risk-weighted assets | 9,941,000 | 9,209,000 | 9,875,000 | 10,120,000 |