Call reports 2009
ERIE STATE BANK — 2009
What ERIE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 19,934,000 | 19,524,000 | 18,979,000 | 18,917,000 |
| Total loans | 9,750,000 | 9,012,000 | 8,518,000 | 12,296,000 |
| Allowance for loan losses | 162,000 | 162,000 | 162,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,405,000 | 2,394,000 | 2,383,000 | 1,881,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,556,000 | 16,190,000 | 15,669,000 | 15,688,000 |
| Interest-bearing deposits | 14,882,000 | 14,578,000 | 14,095,000 | 13,942,000 |
| Noninterest-bearing deposits | 1,674,000 | 1,612,000 | 1,574,000 | 1,746,000 |
| Equity capital | 2,318,000 | 2,275,000 | 2,254,000 | 2,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 185,000 | 354,000 | 516,000 | 690,000 |
| Interest expense | 103,000 | 203,000 | 294,000 | 375,000 |
| Net interest income | 82,000 | 151,000 | 222,000 | 315,000 |
| Noninterest income | 12,000 | 21,000 | 31,000 | 42,000 |
| Noninterest expense | 120,000 | 241,000 | 343,000 | 522,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -26,000 | -69,000 | -90,000 | -165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -26,000 | -69,000 | -90,000 | -165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,318,000 | 2,275,000 | 2,254,000 | 2,179,000 |
| Total capital | 2,439,000 | 2,391,000 | 2,364,000 | 2,309,000 |
| Risk-weighted assets | 9,679,000 | 9,254,000 | 8,771,000 | 10,396,000 |