Call reports 2007
ERIE STATE BANK — 2007
What ERIE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,385,000 | 19,108,000 | 19,602,000 | 19,879,000 |
| Total loans | 13,361,000 | 13,912,000 | 14,609,000 | 11,982,000 |
| Allowance for loan losses | 166,000 | 166,000 | 163,000 | 163,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,721,000 | 2,717,000 | 2,715,000 | 2,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,941,000 | 15,675,000 | 16,156,000 | 16,373,000 |
| Interest-bearing deposits | 14,235,000 | 13,920,000 | 14,132,000 | 14,708,000 |
| Noninterest-bearing deposits | 1,706,000 | 1,755,000 | 2,024,000 | 1,665,000 |
| Equity capital | 2,392,000 | 2,372,000 | 2,390,000 | 2,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 278,000 | 566,000 | 859,000 | 1,142,000 |
| Interest expense | 126,000 | 254,000 | 391,000 | 530,000 |
| Net interest income | 152,000 | 312,000 | 468,000 | 612,000 |
| Noninterest income | 11,000 | 23,000 | 35,000 | 45,000 |
| Noninterest expense | 127,000 | 249,000 | 364,000 | 477,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 86,000 | 139,000 | 180,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 35,000 | 85,000 | 138,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,392,000 | 2,372,000 | 2,390,000 | 2,431,000 |
| Total capital | 2,534,000 | 2,518,000 | 2,539,000 | 2,568,000 |
| Risk-weighted assets | 11,328,000 | 11,605,000 | 11,927,000 | 10,951,000 |