Call reports 2006
ERIE STATE BANK — 2006
What ERIE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 18,852,000 | 18,721,000 | 18,198,000 | 18,928,000 |
| Total loans | 13,056,000 | 12,139,000 | 13,571,000 | 13,424,000 |
| Allowance for loan losses | 183,000 | 183,000 | 176,000 | 172,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,447,000 | 2,846,000 | 2,845,000 | 2,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,426,000 | 15,338,000 | 14,794,000 | 15,480,000 |
| Interest-bearing deposits | 13,766,000 | 13,767,000 | 13,486,000 | 13,934,000 |
| Noninterest-bearing deposits | 1,660,000 | 1,571,000 | 1,308,000 | 1,546,000 |
| Equity capital | 2,372,000 | 2,328,000 | 2,350,000 | 2,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 516,000 | 789,000 | 1,060,000 |
| Interest expense | 95,000 | 200,000 | 313,000 | 433,000 |
| Net interest income | 159,000 | 316,000 | 476,000 | 627,000 |
| Noninterest income | 15,000 | 31,000 | 45,000 | 54,000 |
| Noninterest expense | 131,000 | 263,000 | 380,000 | 498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 84,000 | 141,000 | 183,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 41,000 | 82,000 | 139,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,372,000 | 2,328,000 | 2,350,000 | 2,392,000 |
| Total capital | 2,514,000 | 2,460,000 | 2,488,000 | 2,532,000 |
| Risk-weighted assets | 11,327,000 | 10,570,000 | 10,977,000 | 11,144,000 |