Call reports 2002
ERIE STATE BANK — 2002
What ERIE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,218,000 | 22,844,000 | 22,706,000 | 22,557,000 |
| Total loans | 12,737,000 | 13,905,000 | 14,227,000 | 13,941,000 |
| Allowance for loan losses | 147,000 | 153,000 | 159,000 | 159,000 |
| Securities available for sale | 1,004,000 | 1,018,000 | 1,028,000 | 1,029,000 |
| Securities held to maturity | 5,844,000 | 5,818,000 | 5,197,000 | 5,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,649,000 | 19,354,000 | 19,196,000 | 19,080,000 |
| Interest-bearing deposits | 16,965,000 | 17,863,000 | 17,682,000 | 17,587,000 |
| Noninterest-bearing deposits | 1,684,000 | 1,491,000 | 1,514,000 | 1,493,000 |
| Equity capital | 2,419,000 | 2,411,000 | 2,414,000 | 2,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 660,000 | 1,003,000 | 1,343,000 |
| Interest expense | 145,000 | 271,000 | 399,000 | 516,000 |
| Net interest income | 184,000 | 389,000 | 604,000 | 827,000 |
| Noninterest income | 10,000 | 18,000 | 27,000 | 34,000 |
| Noninterest expense | 115,000 | 234,000 | 360,000 | 478,000 |
| Provision for loan losses | 4,000 | 10,000 | 16,000 | 22,000 |
| Pretax income | 75,000 | 163,000 | 255,000 | 361,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | 74,000 | 163,000 | 255,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,425,000 | 2,402,000 | 2,394,000 | 2,379,000 |
| Total capital | 2,572,000 | 2,555,000 | 2,553,000 | 2,538,000 |
| Risk-weighted assets | 12,965,000 | 13,660,000 | 14,102,000 | 13,958,000 |