Call reports 2001
ERIE STATE BANK — 2001
What ERIE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,713,000 | 23,687,000 | 23,249,000 | 23,177,000 |
| Total loans | 11,301,000 | 13,652,000 | 13,234,000 | 13,048,000 |
| Allowance for loan losses | 126,000 | 134,000 | 139,000 | 143,000 |
| Securities available for sale | 504,000 | 502,000 | 0 | 0 |
| Securities held to maturity | 8,337,000 | 7,005,000 | 7,471,000 | 6,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,301,000 | 20,069,000 | 19,772,000 | 19,642,000 |
| Interest-bearing deposits | 19,548,000 | 18,134,000 | 17,944,000 | 18,134,000 |
| Noninterest-bearing deposits | 1,753,000 | 1,935,000 | 1,828,000 | 1,508,000 |
| Equity capital | 2,304,000 | 2,355,000 | 2,329,000 | 2,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 762,000 | 1,133,000 | 1,492,000 |
| Interest expense | 242,000 | 456,000 | 643,000 | 814,000 |
| Net interest income | 134,000 | 306,000 | 490,000 | 678,000 |
| Noninterest income | 12,000 | 24,000 | 34,000 | 43,000 |
| Noninterest expense | 121,000 | 232,000 | 343,000 | 451,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 20,000 | 92,000 | 177,000 | 259,000 |
| Income tax | -1,000 | -1,000 | -1,000 | -1,000 |
| Net income | 21,000 | 93,000 | 178,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,302,000 | 2,354,000 | 2,329,000 | 2,411,000 |
| Total capital | 2,428,000 | 2,488,000 | 2,468,000 | 2,554,000 |
| Risk-weighted assets | 12,599,000 | 13,552,000 | 13,368,000 | 13,405,000 |