Call reports 2002
ROBERTS STATE BANK — 2002
What ROBERTS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 28,249,000 | 27,297,000 | 27,006,000 |
| Total loans | 17,466,000 | 17,664,000 | 18,424,000 |
| Allowance for loan losses | 163,000 | 173,000 | 183,000 |
| Securities available for sale | 5,404,000 | 5,143,000 | 4,267,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 25,410,000 | 24,329,000 | 23,998,000 |
| Interest-bearing deposits | 22,957,000 | 21,536,000 | 21,495,000 |
| Noninterest-bearing deposits | 2,453,000 | 2,793,000 | 2,503,000 |
| Equity capital | 2,728,000 | 2,860,000 | 2,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 449,000 | 876,000 | 1,299,000 |
| Interest expense | 190,000 | 360,000 | 520,000 |
| Net interest income | 259,000 | 516,000 | 779,000 |
| Noninterest income | 18,000 | 31,000 | 46,000 |
| Noninterest expense | 172,000 | 336,000 | 506,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 |
| Pretax income | 96,000 | 193,000 | 292,000 |
| Income tax | 3,000 | 6,000 | 9,000 |
| Net income | 93,000 | 187,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 2,685,000 | 2,779,000 | 2,742,000 |
| Total capital | 2,848,000 | 2,952,000 | 2,925,000 |
| Risk-weighted assets | 18,288,000 | 18,241,000 | 18,917,000 |