Call reports 2001
ROBERTS STATE BANK — 2001
What ROBERTS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,751,000 | 27,085,000 | 27,653,000 | 28,982,000 |
| Total loans | 16,346,000 | 16,167,000 | 17,040,000 | 16,924,000 |
| Allowance for loan losses | 172,000 | 168,000 | 165,000 | 165,000 |
| Securities available for sale | 6,640,000 | 6,982,000 | 6,097,000 | 6,051,000 |
| Securities held to maturity | 100,000 | 100,000 | 250,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,923,000 | 24,213,000 | 24,691,000 | 26,079,000 |
| Interest-bearing deposits | 21,090,000 | 21,781,000 | 22,439,000 | 23,297,000 |
| Noninterest-bearing deposits | 2,833,000 | 2,432,000 | 2,252,000 | 2,782,000 |
| Equity capital | 2,674,000 | 2,708,000 | 2,779,000 | 2,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,015,000 | 1,504,000 | 1,971,000 |
| Interest expense | 257,000 | 514,000 | 762,000 | 985,000 |
| Net interest income | 263,000 | 501,000 | 742,000 | 986,000 |
| Noninterest income | 17,000 | 29,000 | 54,000 | 65,000 |
| Noninterest expense | 176,000 | 354,000 | 531,000 | 704,000 |
| Provision for loan losses | 4,000 | 10,000 | 17,000 | 26,000 |
| Pretax income | 100,000 | 166,000 | 248,000 | 321,000 |
| Income tax | 3,000 | 5,000 | 7,000 | 2,000 |
| Net income | 97,000 | 161,000 | 241,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,586,000 | 2,611,000 | 2,658,000 | 2,705,000 |
| Total capital | 2,758,000 | 2,779,000 | 2,823,000 | 2,870,000 |
| Risk-weighted assets | 16,527,000 | 16,532,000 | 17,682,000 | 17,851,000 |