Call reports 2009
CAROLINA FIRST BANK — 2009
What CAROLINA FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 13,250,290,000 | 12,553,519,000 | 12,266,533,000 | 11,876,234,000 |
| Total loans | 10,026,307,000 | 9,350,609,000 | 8,886,165,000 | 8,405,219,000 |
| Allowance for loan losses | 280,155,000 | 285,290,000 | 339,536,000 | 365,642,000 |
| Securities available for sale | 2,058,732,000 | 1,742,750,000 | 2,018,545,000 | 2,093,721,000 |
| Securities held to maturity | 18,039,000 | 146,469,000 | 138,277,000 | 127,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,242,506,000 | 9,464,624,000 | 9,495,940,000 | 9,301,869,000 |
| Interest-bearing deposits | 8,161,530,000 | 8,291,381,000 | 8,399,349,000 | 8,173,808,000 |
| Noninterest-bearing deposits | 1,080,976,000 | 1,173,243,000 | 1,096,591,000 | 1,128,061,000 |
| Equity capital | 1,540,295,000 | 1,585,448,000 | 1,315,397,000 | 1,125,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 146,843,000 | 288,832,000 | 420,197,000 | 547,665,000 |
| Interest expense | 60,784,000 | 116,250,000 | 166,923,000 | 213,212,000 |
| Net interest income | 86,059,000 | 172,582,000 | 253,274,000 | 334,453,000 |
| Noninterest income | 25,056,000 | 31,175,000 | 60,473,000 | 66,284,000 |
| Noninterest expense | 88,466,000 | 203,708,000 | 289,866,000 | 378,549,000 |
| Provision for loan losses | 142,146,000 | 272,362,000 | 495,210,000 | 664,208,000 |
| Pretax income | -119,502,000 | -266,933,000 | -465,859,000 | -630,331,000 |
| Income tax | -47,861,000 | -106,741,000 | 17,052,000 | 24,480,000 |
| Net income | -71,641,000 | -160,192,000 | -482,911,000 | -654,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,161,307,000 | 1,162,166,000 | 1,013,617,000 | 854,807,000 |
| Total capital | 1,351,435,000 | 1,324,574,000 | 1,169,836,000 | 1,005,637,000 |
| Risk-weighted assets | 11,504,328,000 | 10,556,629,000 | 10,000,005,000 | 9,535,605,000 |