Call reports 2008
CAROLINA FIRST BANK — 2008
What CAROLINA FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 13,693,866,000 | 13,937,707,000 | 13,657,268,000 | 13,568,284,000 |
| Total loans | 10,291,772,000 | 10,497,603,000 | 10,349,675,000 | 10,234,326,000 |
| Allowance for loan losses | 174,420,000 | 191,727,000 | 200,748,000 | 247,086,000 |
| Securities available for sale | 2,024,464,000 | 1,944,234,000 | 1,953,688,000 | 2,069,426,000 |
| Securities held to maturity | 31,468,000 | 26,677,000 | 24,518,000 | 22,709,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,476,859,000 | 10,008,019,000 | 10,137,570,000 | 9,436,122,000 |
| Interest-bearing deposits | 8,362,066,000 | 8,897,603,000 | 8,990,419,000 | 8,367,084,000 |
| Noninterest-bearing deposits | 1,114,793,000 | 1,110,416,000 | 1,147,151,000 | 1,069,038,000 |
| Equity capital | 1,538,350,000 | 1,610,288,000 | 1,590,024,000 | 1,597,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 194,330,000 | 375,476,000 | 553,682,000 | 721,852,000 |
| Interest expense | 98,378,000 | 176,989,000 | 257,358,000 | 331,551,000 |
| Net interest income | 95,952,000 | 198,487,000 | 296,324,000 | 390,301,000 |
| Noninterest income | 30,457,000 | 61,387,000 | 90,084,000 | 118,319,000 |
| Noninterest expense | 268,180,000 | 355,952,000 | 449,660,000 | 792,215,000 |
| Provision for loan losses | 72,964,000 | 137,224,000 | 221,678,000 | 344,069,000 |
| Pretax income | -214,109,000 | -233,603,000 | -285,057,000 | -626,006,000 |
| Income tax | -16,272,000 | -24,695,000 | -52,496,000 | -84,179,000 |
| Net income | -197,837,000 | -208,908,000 | -232,561,000 | -541,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,036,860,000 | 1,149,151,000 | 1,138,227,000 | 1,277,340,000 |
| Total capital | 1,243,409,000 | 1,352,232,000 | 1,337,906,000 | 1,477,910,000 |
| Risk-weighted assets | 11,636,788,000 | 11,833,680,000 | 11,548,415,000 | 11,735,696,000 |