Call reports 2007
CAROLINA FIRST BANK — 2007
What CAROLINA FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 8,668,429,000 | 9,022,657,000 | 14,067,736,000 | 13,845,202,000 |
| Total loans | 6,068,634,000 | 6,114,179,000 | 10,192,809,000 | 10,231,287,000 |
| Allowance for loan losses | 71,881,000 | 81,365,000 | 118,861,000 | 126,427,000 |
| Securities available for sale | 1,598,051,000 | 1,523,293,000 | 2,272,676,000 | 1,943,322,000 |
| Securities held to maturity | 45,887,000 | 41,561,000 | 41,174,000 | 39,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,188,691,000 | 6,529,565,000 | 9,610,843,000 | 9,820,639,000 |
| Interest-bearing deposits | 5,349,563,000 | 5,708,239,000 | 8,346,635,000 | 8,688,052,000 |
| Noninterest-bearing deposits | 839,128,000 | 821,326,000 | 1,264,208,000 | 1,132,587,000 |
| Equity capital | 818,465,000 | 809,803,000 | 1,694,252,000 | 1,720,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 136,853,000 | 275,335,000 | 670,358,000 | 880,150,000 |
| Interest expense | 79,062,000 | 158,053,000 | 370,204,000 | 480,991,000 |
| Net interest income | 57,791,000 | 117,282,000 | 300,154,000 | 399,159,000 |
| Noninterest income | 29,694,000 | 62,456,000 | 103,202,000 | 119,661,000 |
| Noninterest expense | 65,127,000 | 132,126,000 | 266,277,000 | 337,007,000 |
| Provision for loan losses | 4,781,000 | 17,636,000 | 36,104,000 | 67,325,000 |
| Pretax income | 16,199,000 | 25,731,000 | 96,421,000 | 109,933,000 |
| Income tax | 5,483,000 | 8,658,000 | 31,293,000 | 34,443,000 |
| Net income | 10,716,000 | 17,073,000 | 65,128,000 | 75,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 639,277,000 | 646,488,000 | 1,061,474,000 | 1,073,266,000 |
| Total capital | 801,845,000 | 795,874,000 | 1,248,997,000 | 1,262,661,000 |
| Risk-weighted assets | 7,008,132,000 | 7,159,068,000 | 11,619,645,000 | 11,717,397,000 |