Call reports 2006
CAROLINA FIRST BANK — 2006
What CAROLINA FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 8,996,804,000 | 8,970,174,000 | 8,714,730,000 | 8,711,653,000 |
| Total loans | 5,876,016,000 | 5,817,453,000 | 5,780,449,000 | 5,905,885,000 |
| Allowance for loan losses | 67,022,000 | 69,045,000 | 68,165,000 | 69,649,000 |
| Securities available for sale | 1,922,748,000 | 1,847,183,000 | 1,828,623,000 | 1,765,588,000 |
| Securities held to maturity | 57,178,000 | 53,286,000 | 52,460,000 | 51,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,603,413,000 | 5,757,567,000 | 5,637,004,000 | 5,826,749,000 |
| Interest-bearing deposits | 4,636,056,000 | 4,700,691,000 | 4,753,443,000 | 4,993,368,000 |
| Noninterest-bearing deposits | 967,357,000 | 1,056,876,000 | 883,561,000 | 833,381,000 |
| Equity capital | 755,362,000 | 763,114,000 | 813,215,000 | 824,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 133,301,000 | 273,331,000 | 412,288,000 | 550,839,000 |
| Interest expense | 70,051,000 | 145,914,000 | 223,403,000 | 301,739,000 |
| Net interest income | 63,250,000 | 127,417,000 | 188,885,000 | 249,100,000 |
| Noninterest income | 29,141,000 | 58,326,000 | 89,615,000 | 118,272,000 |
| Noninterest expense | 56,043,000 | 114,741,000 | 170,775,000 | 236,813,000 |
| Provision for loan losses | 9,305,000 | 17,130,000 | 21,621,000 | 26,255,000 |
| Pretax income | 26,860,000 | 57,697,000 | 89,929,000 | 107,927,000 |
| Income tax | 9,281,000 | 19,827,000 | 29,723,000 | 32,111,000 |
| Net income | 17,579,000 | 37,870,000 | 60,206,000 | 75,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 595,350,000 | 616,814,000 | 639,814,000 | 652,897,000 |
| Total capital | 755,606,000 | 779,231,000 | 801,256,000 | 815,930,000 |
| Risk-weighted assets | 7,078,193,000 | 6,987,382,000 | 6,904,065,000 | 7,070,787,000 |