Call reports 2002
CAROLINA FIRST BANK — 2002
What CAROLINA FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 5,352,226,000 | 5,407,021,000 | 5,489,154,000 | 6,264,930,000 |
| Total loans | 3,134,377,000 | 3,203,462,000 | 3,153,040,000 | 3,336,150,000 |
| Allowance for loan losses | 36,600,000 | 37,675,000 | 37,334,000 | 56,202,000 |
| Securities available for sale | 1,457,792,000 | 1,445,527,000 | 1,601,276,000 | 2,176,684,000 |
| Securities held to maturity | 79,031,000 | 79,215,000 | 81,629,000 | 82,436,000 |
| Trading assets | 3,942,000 | 2,244,000 | 3,473,000 | 350,000 |
| Total deposits | 3,076,457,000 | 3,122,715,000 | 3,122,912,000 | 3,317,091,000 |
| Interest-bearing deposits | 2,608,276,000 | 2,639,446,000 | 2,602,666,000 | 2,786,063,000 |
| Noninterest-bearing deposits | 468,181,000 | 483,269,000 | 520,246,000 | 531,028,000 |
| Equity capital | 415,813,000 | 443,485,000 | 450,387,000 | 464,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 75,623,000 | 151,838,000 | 227,883,000 | 296,189,000 |
| Interest expense | 28,557,000 | 57,128,000 | 85,745,000 | 110,244,000 |
| Net interest income | 47,066,000 | 94,710,000 | 142,138,000 | 185,945,000 |
| Noninterest income | 9,675,000 | 21,006,000 | 31,138,000 | 43,457,000 |
| Noninterest expense | 30,234,000 | 63,427,000 | 95,853,000 | 126,396,000 |
| Provision for loan losses | 4,150,000 | 8,440,000 | 12,305,000 | 15,509,000 |
| Pretax income | 22,386,000 | 44,024,000 | 66,083,000 | 90,443,000 |
| Income tax | 7,130,000 | 14,006,000 | 21,071,000 | 28,923,000 |
| Net income | 15,256,000 | 30,018,000 | 45,012,000 | 61,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 354,765,000 | 354,893,000 | 346,160,000 | 337,233,000 |
| Total capital | 428,388,000 | 479,039,000 | 469,833,000 | 475,270,000 |
| Risk-weighted assets | 3,772,822,000 | 3,826,407,000 | 3,879,333,000 | 4,125,456,000 |