Call reports 2001
CAROLINA FIRST BANK — 2001
What CAROLINA FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 4,694,401,000 | 4,884,057,000 | 4,790,469,000 | 5,359,065,000 |
| Total loans | 3,242,411,000 | 3,214,071,000 | 3,137,723,000 | 3,101,985,000 |
| Allowance for loan losses | 37,025,000 | 36,046,000 | 35,879,000 | 36,675,000 |
| Securities available for sale | 763,659,000 | 916,176,000 | 977,850,000 | 1,450,844,000 |
| Securities held to maturity | 70,623,000 | 69,405,000 | 71,133,000 | 80,182,000 |
| Trading assets | 1,439,000 | 4,622,000 | 6,334,000 | 1,577,000 |
| Total deposits | 3,323,598,000 | 3,164,655,000 | 3,085,953,000 | 3,093,132,000 |
| Interest-bearing deposits | 2,914,172,000 | 2,715,631,000 | 2,639,255,000 | 2,624,321,000 |
| Noninterest-bearing deposits | 409,426,000 | 449,024,000 | 446,698,000 | 468,811,000 |
| Equity capital | 442,133,000 | 434,071,000 | 429,874,000 | 415,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 88,248,000 | 172,746,000 | 253,984,000 | 331,150,000 |
| Interest expense | 50,390,000 | 96,782,000 | 137,440,000 | 169,577,000 |
| Net interest income | 37,858,000 | 75,964,000 | 116,544,000 | 161,573,000 |
| Noninterest income | 9,340,000 | 19,244,000 | 28,518,000 | 38,981,000 |
| Noninterest expense | 32,576,000 | 63,920,000 | 95,369,000 | 126,119,000 |
| Provision for loan losses | 3,436,000 | 6,939,000 | 11,107,000 | 16,034,000 |
| Pretax income | 11,557,000 | 24,722,000 | 39,858,000 | 61,259,000 |
| Income tax | 4,031,000 | 9,368,000 | 14,447,000 | 22,753,000 |
| Net income | 7,526,000 | 15,354,000 | 24,722,000 | 36,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 336,830,000 | 331,189,000 | 325,489,000 | 338,315,000 |
| Total capital | 386,528,000 | 404,269,000 | 398,391,000 | 412,013,000 |
| Risk-weighted assets | 3,644,978,000 | 3,682,294,000 | 3,648,265,000 | 3,706,940,000 |