Call reports 2025
MIDSTATES BANK, NATIONAL ASSOCIATION — 2025
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 636,828,000 | 623,107,000 | 625,595,000 | 631,093,000 |
| Total loans | 405,722,000 | 406,149,000 | 409,581,000 | 423,341,000 |
| Allowance for loan losses | 8,756,000 | 8,821,000 | 8,878,000 | 9,109,000 |
| Securities available for sale | 198,282,000 | 196,758,000 | 194,432,000 | 182,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 551,000 | 635,000 | 694,000 | 759,000 |
| Total deposits | 558,923,000 | 537,766,000 | 527,690,000 | 542,945,000 |
| Interest-bearing deposits | 434,714,000 | 422,699,000 | 418,188,000 | 420,599,000 |
| Noninterest-bearing deposits | 124,209,000 | 115,067,000 | 109,502,000 | 122,346,000 |
| Equity capital | 55,118,000 | 58,471,000 | 62,839,000 | 65,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,360,000 | 15,005,000 | 22,617,000 | 31,447,000 |
| Interest expense | 2,233,000 | 4,541,000 | 6,830,000 | 8,999,000 |
| Net interest income | 5,127,000 | 10,464,000 | 15,787,000 | 22,448,000 |
| Noninterest income | 516,000 | 1,222,000 | 1,779,000 | 2,607,000 |
| Noninterest expense | 3,906,000 | 8,045,000 | 11,879,000 | 15,733,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 1,737,000 | 3,420,000 | 5,388,000 | 7,963,000 |
| Income tax | 71,000 | 141,000 | 222,000 | 327,000 |
| Net income | 1,666,000 | 3,279,000 | 5,166,000 | 7,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,901,000 | 71,196,000 | 72,757,000 | 74,897,000 |
| Total capital | 75,436,000 | 76,697,000 | 78,330,000 | 80,595,000 |
| Risk-weighted assets | 439,533,000 | 436,714,000 | 442,447,000 | 452,355,000 |