Call reports 2024
MIDSTATES BANK, NATIONAL ASSOCIATION — 2024
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 639,525,000 | 637,136,000 | 634,220,000 | 634,585,000 |
| Total loans | 411,166,000 | 402,616,000 | 408,295,000 | 407,267,000 |
| Allowance for loan losses | 8,768,000 | 8,725,000 | 8,712,000 | 8,709,000 |
| Securities available for sale | 203,755,000 | 200,654,000 | 203,227,000 | 196,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 435,000 | 435,000 | 501,000 | 520,000 |
| Total deposits | 558,041,000 | 555,970,000 | 542,684,000 | 559,333,000 |
| Interest-bearing deposits | 424,068,000 | 430,579,000 | 423,703,000 | 428,520,000 |
| Noninterest-bearing deposits | 133,973,000 | 125,391,000 | 118,981,000 | 130,813,000 |
| Equity capital | 47,084,000 | 47,036,000 | 54,818,000 | 51,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,516,000 | 14,931,000 | 22,442,000 | 29,997,000 |
| Interest expense | 2,854,000 | 5,624,000 | 8,425,000 | 11,126,000 |
| Net interest income | 4,662,000 | 9,307,000 | 14,017,000 | 18,871,000 |
| Noninterest income | 507,000 | 950,000 | 1,596,000 | 2,110,000 |
| Noninterest expense | 3,771,000 | 7,958,000 | 11,861,000 | 15,912,000 |
| Provision for loan losses | 174,000 | 174,000 | 174,000 | 174,000 |
| Pretax income | 1,224,000 | 2,326,000 | 3,788,000 | 5,067,000 |
| Income tax | 58,000 | 108,000 | 179,000 | 239,000 |
| Net income | 1,166,000 | 2,218,000 | 3,609,000 | 4,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,182,000 | 66,140,000 | 67,429,000 | 68,541,000 |
| Total capital | 70,792,000 | 71,643,000 | 72,975,000 | 74,087,000 |
| Risk-weighted assets | 445,535,000 | 436,953,000 | 440,446,000 | 440,466,000 |