Call reports 2023
MIDSTATES BANK, NATIONAL ASSOCIATION — 2023
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 654,586,000 | 644,665,000 | 616,228,000 | 652,522,000 |
| Total loans | 381,169,000 | 387,550,000 | 396,543,000 | 409,558,000 |
| Allowance for loan losses | 8,028,000 | 8,135,000 | 8,142,000 | 8,594,000 |
| Securities available for sale | 217,345,000 | 210,813,000 | 197,831,000 | 204,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 208,000 | 260,000 | 294,000 | 378,000 |
| Total deposits | 581,159,000 | 559,565,000 | 528,234,000 | 544,781,000 |
| Interest-bearing deposits | 438,015,000 | 428,326,000 | 405,133,000 | 412,593,000 |
| Noninterest-bearing deposits | 143,144,000 | 131,239,000 | 123,101,000 | 132,188,000 |
| Equity capital | 44,303,000 | 40,517,000 | 35,471,000 | 47,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,279,000 | 13,007,000 | 19,955,000 | 27,770,000 |
| Interest expense | 1,337,000 | 3,158,000 | 5,314,000 | 7,983,000 |
| Net interest income | 4,942,000 | 9,849,000 | 14,641,000 | 19,787,000 |
| Noninterest income | 660,000 | 1,149,000 | 1,659,000 | 2,564,000 |
| Noninterest expense | 4,047,000 | 8,123,000 | 12,206,000 | 16,255,000 |
| Provision for loan losses | 281,000 | 35,000 | 55,000 | 472,000 |
| Pretax income | 1,274,000 | 2,619,000 | 3,811,000 | 5,385,000 |
| Income tax | 64,000 | 286,000 | 342,000 | 416,000 |
| Net income | 1,210,000 | 2,333,000 | 3,469,000 | 4,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,071,000 | 61,124,000 | 62,182,000 | 64,099,000 |
| Total capital | 65,483,000 | 66,544,000 | 67,625,000 | 69,713,000 |
| Risk-weighted assets | 430,062,000 | 430,639,000 | 432,477,000 | 445,888,000 |