Call reports 2021
MIDSTATES BANK, NATIONAL ASSOCIATION — 2021
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 621,184,000 | 632,716,000 | 619,932,000 | 650,335,000 |
| Total loans | 350,327,000 | 338,033,000 | 329,530,000 | 343,400,000 |
| Allowance for loan losses | 6,625,000 | 6,991,000 | 7,512,000 | 7,798,000 |
| Securities available for sale | 241,297,000 | 255,760,000 | 257,226,000 | 277,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,670,000 | 547,374,000 | 532,917,000 | 561,188,000 |
| Interest-bearing deposits | 409,704,000 | 419,586,000 | 404,266,000 | 417,359,000 |
| Noninterest-bearing deposits | 125,966,000 | 127,788,000 | 128,651,000 | 143,829,000 |
| Equity capital | 62,712,000 | 65,612,000 | 66,889,000 | 64,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,140,000 | 11,693,000 | 17,680,000 | 22,586,000 |
| Interest expense | 428,000 | 796,000 | 1,139,000 | 1,453,000 |
| Net interest income | 4,712,000 | 10,897,000 | 16,541,000 | 21,133,000 |
| Noninterest income | 712,000 | 1,570,000 | 2,224,000 | 3,077,000 |
| Noninterest expense | 3,735,000 | 7,500,000 | 11,631,000 | 15,396,000 |
| Provision for loan losses | 654,000 | 980,000 | 1,427,000 | 1,711,000 |
| Pretax income | 1,611,000 | 4,579,000 | 6,310,000 | 7,633,000 |
| Income tax | 80,000 | 229,000 | 316,000 | 383,000 |
| Net income | 1,531,000 | 4,350,000 | 5,994,000 | 7,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,047,000 | 53,643,000 | 55,055,000 | 54,776,000 |
| Total capital | 55,857,000 | 58,443,000 | 59,862,000 | 59,794,000 |
| Risk-weighted assets | 382,798,000 | 381,662,000 | 381,688,000 | 398,452,000 |