Call reports 2020
MIDSTATES BANK, NATIONAL ASSOCIATION — 2020
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 599,927,000 | 623,289,000 | 606,682,000 | 613,395,000 |
| Total loans | 348,405,000 | 366,015,000 | 363,971,000 | 356,251,000 |
| Allowance for loan losses | 7,415,000 | 7,550,000 | 8,041,000 | 8,116,000 |
| Securities available for sale | 219,796,000 | 227,665,000 | 199,471,000 | 228,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,853,000 | 510,532,000 | 497,074,000 | 527,333,000 |
| Interest-bearing deposits | 380,317,000 | 394,082,000 | 386,374,000 | 399,161,000 |
| Noninterest-bearing deposits | 94,536,000 | 116,450,000 | 110,700,000 | 128,172,000 |
| Equity capital | 57,238,000 | 65,055,000 | 65,732,000 | 63,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,592,000 | 12,791,000 | 18,490,000 | 24,175,000 |
| Interest expense | 1,412,000 | 2,588,000 | 3,551,000 | 4,341,000 |
| Net interest income | 5,180,000 | 10,203,000 | 14,939,000 | 19,834,000 |
| Noninterest income | 576,000 | 1,157,000 | 1,814,000 | 2,541,000 |
| Noninterest expense | 4,156,000 | 8,616,000 | 12,384,000 | 17,328,000 |
| Provision for loan losses | 194,000 | 383,000 | 881,000 | 3,581,000 |
| Pretax income | 1,829,000 | 2,772,000 | 3,984,000 | 2,427,000 |
| Income tax | 91,000 | 139,000 | 200,000 | 123,000 |
| Net income | 1,738,000 | 2,633,000 | 3,784,000 | 2,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,230,000 | 49,887,000 | 50,769,000 | 49,028,000 |
| Total capital | 54,239,000 | 54,835,000 | 55,629,000 | 53,994,000 |
| Risk-weighted assets | 398,132,000 | 393,064,000 | 385,423,000 | 393,947,000 |