Call reports 2016
MIDSTATES BANK, NATIONAL ASSOCIATION — 2016
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 387,423,000 | 398,728,000 | 388,657,000 | 408,950,000 |
| Total loans | 242,387,000 | 245,679,000 | 248,758,000 | 242,891,000 |
| Allowance for loan losses | 7,855,000 | 7,463,000 | 7,458,000 | 6,508,000 |
| Securities available for sale | 122,478,000 | 136,757,000 | 124,367,000 | 148,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,536,000 | 298,757,000 | 284,956,000 | 312,010,000 |
| Interest-bearing deposits | 232,306,000 | 245,680,000 | 230,844,000 | 250,255,000 |
| Noninterest-bearing deposits | 56,230,000 | 53,077,000 | 54,112,000 | 61,755,000 |
| Equity capital | 44,053,000 | 44,987,000 | 44,257,000 | 41,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,923,000 | 7,852,000 | 11,806,000 | 15,661,000 |
| Interest expense | 759,000 | 1,537,000 | 2,316,000 | 3,113,000 |
| Net interest income | 3,164,000 | 6,315,000 | 9,490,000 | 12,548,000 |
| Noninterest income | 535,000 | 1,101,000 | 1,619,000 | 2,205,000 |
| Noninterest expense | 1,983,000 | 4,084,000 | 6,146,000 | 8,393,000 |
| Provision for loan losses | 0 | 0 | 0 | -136,000 |
| Pretax income | 1,716,000 | 3,332,000 | 5,102,000 | 6,635,000 |
| Income tax | 86,000 | 167,000 | 256,000 | 332,000 |
| Net income | 1,630,000 | 3,165,000 | 4,846,000 | 6,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,510,000 | 41,045,000 | 40,825,000 | 40,783,000 |
| Total capital | 44,154,000 | 44,781,000 | 44,556,000 | 44,514,000 |
| Risk-weighted assets | 287,368,000 | 295,186,000 | 294,819,000 | 295,640,000 |