Call reports 2015
MIDSTATES BANK, NATIONAL ASSOCIATION — 2015
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 398,481,000 | 386,583,000 | 387,294,000 | 397,621,000 |
| Total loans | 240,255,000 | 240,538,000 | 243,197,000 | 252,057,000 |
| Allowance for loan losses | 7,692,000 | 7,854,000 | 8,010,000 | 8,107,000 |
| Securities available for sale | 122,637,000 | 134,441,000 | 127,350,000 | 123,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,458,000 | 284,948,000 | 274,659,000 | 299,194,000 |
| Interest-bearing deposits | 245,998,000 | 235,162,000 | 226,010,000 | 239,925,000 |
| Noninterest-bearing deposits | 54,460,000 | 49,786,000 | 48,649,000 | 59,269,000 |
| Equity capital | 43,057,000 | 42,746,000 | 42,615,000 | 43,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,778,000 | 7,663,000 | 11,564,000 | 15,489,000 |
| Interest expense | 758,000 | 1,499,000 | 2,233,000 | 2,989,000 |
| Net interest income | 3,020,000 | 6,164,000 | 9,331,000 | 12,500,000 |
| Noninterest income | 531,000 | 1,320,000 | 2,125,000 | 2,917,000 |
| Noninterest expense | 1,904,000 | 3,921,000 | 6,057,000 | 8,201,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,497,000 | 3,263,000 | 4,949,000 | 6,616,000 |
| Income tax | 75,000 | 163,000 | 248,000 | 332,000 |
| Net income | 1,422,000 | 3,100,000 | 4,701,000 | 6,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,418,000 | 40,095,000 | 39,597,000 | 39,980,000 |
| Total capital | 43,018,000 | 43,754,000 | 43,278,000 | 43,752,000 |
| Risk-weighted assets | 283,939,000 | 288,549,000 | 290,180,000 | 297,444,000 |