Call reports 2014
MIDSTATES BANK, NATIONAL ASSOCIATION — 2014
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 353,782,000 | 370,178,000 | 365,007,000 | 381,391,000 |
| Total loans | 217,830,000 | 237,243,000 | 241,984,000 | 247,056,000 |
| Allowance for loan losses | 6,015,000 | 6,149,000 | 6,724,000 | 7,350,000 |
| Securities available for sale | 119,385,000 | 112,712,000 | 107,571,000 | 114,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,082,000 | 263,934,000 | 258,413,000 | 263,672,000 |
| Interest-bearing deposits | 198,188,000 | 212,355,000 | 207,425,000 | 208,324,000 |
| Noninterest-bearing deposits | 50,894,000 | 51,579,000 | 50,988,000 | 55,348,000 |
| Equity capital | 39,432,000 | 40,981,000 | 41,357,000 | 42,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,489,000 | 7,184,000 | 11,170,000 | 14,998,000 |
| Interest expense | 765,000 | 1,541,000 | 2,336,000 | 3,135,000 |
| Net interest income | 2,724,000 | 5,643,000 | 8,834,000 | 11,863,000 |
| Noninterest income | 532,000 | 1,218,000 | 1,902,000 | 2,909,000 |
| Noninterest expense | 1,927,000 | 3,913,000 | 5,767,000 | 7,775,000 |
| Provision for loan losses | 0 | 55,000 | 495,000 | 1,070,000 |
| Pretax income | 1,329,000 | 2,893,000 | 4,474,000 | 5,928,000 |
| Income tax | 67,000 | 145,000 | 225,000 | 297,000 |
| Net income | 1,262,000 | 2,748,000 | 4,249,000 | 5,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,727,000 | 37,812,000 | 38,014,000 | 38,896,000 |
| Total capital | 40,006,000 | 41,229,000 | 41,493,000 | 42,458,000 |
| Risk-weighted assets | 254,635,000 | 270,660,000 | 275,112,000 | 281,198,000 |