Call reports 2007
MIDSTATES BANK, NATIONAL ASSOCIATION — 2007
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 324,682,000 | 330,031,000 | 346,024,000 | 362,176,000 |
| Total loans | 217,097,000 | 221,695,000 | 231,572,000 | 240,104,000 |
| Allowance for loan losses | 3,753,000 | 3,900,000 | 4,181,000 | 4,046,000 |
| Securities available for sale | 85,144,000 | 89,884,000 | 88,777,000 | 98,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,758,000 | 239,617,000 | 248,855,000 | 256,615,000 |
| Interest-bearing deposits | 214,043,000 | 211,696,000 | 221,248,000 | 224,361,000 |
| Noninterest-bearing deposits | 24,715,000 | 27,921,000 | 27,607,000 | 32,254,000 |
| Equity capital | 25,984,000 | 25,843,000 | 27,854,000 | 28,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,128,000 | 10,510,000 | 16,096,000 | 21,729,000 |
| Interest expense | 2,472,000 | 5,116,000 | 7,899,000 | 10,689,000 |
| Net interest income | 2,656,000 | 5,394,000 | 8,197,000 | 11,040,000 |
| Noninterest income | 684,000 | 1,423,000 | 2,200,000 | 3,041,000 |
| Noninterest expense | 1,827,000 | 3,681,000 | 5,583,000 | 7,579,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 880,000 |
| Pretax income | 1,303,000 | 2,806,000 | 4,381,000 | 5,558,000 |
| Income tax | 65,000 | 140,000 | 220,000 | 279,000 |
| Net income | 1,238,000 | 2,666,000 | 4,161,000 | 5,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,710,000 | 26,738,000 | 27,833,000 | 28,541,000 |
| Total capital | 28,656,000 | 29,735,000 | 30,990,000 | 31,837,000 |
| Risk-weighted assets | 231,892,000 | 235,779,000 | 248,489,000 | 262,907,000 |