Call reports 2005
MIDSTATES BANK, NATIONAL ASSOCIATION — 2005
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 283,508,000 | 273,930,000 | 286,959,000 | 297,051,000 |
| Total loans | 177,995,000 | 177,460,000 | 182,602,000 | 194,010,000 |
| Allowance for loan losses | 2,599,000 | 2,831,000 | 2,965,000 | 3,004,000 |
| Securities available for sale | 70,483,000 | 76,571,000 | 71,527,000 | 79,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,430,000 | 194,926,000 | 207,547,000 | 209,098,000 |
| Interest-bearing deposits | 182,975,000 | 169,752,000 | 182,209,000 | 181,178,000 |
| Noninterest-bearing deposits | 23,455,000 | 25,174,000 | 25,338,000 | 27,920,000 |
| Equity capital | 23,853,000 | 25,639,000 | 25,890,000 | 26,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,627,000 | 7,374,000 | 11,237,000 | 15,385,000 |
| Interest expense | 1,116,000 | 2,346,000 | 3,692,000 | 5,247,000 |
| Net interest income | 2,511,000 | 5,028,000 | 7,545,000 | 10,138,000 |
| Noninterest income | 731,000 | 1,422,000 | 2,182,000 | 2,904,000 |
| Noninterest expense | 1,823,000 | 3,598,000 | 5,374,000 | 7,251,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,360,000 | 2,652,000 | 4,007,000 | 5,263,000 |
| Income tax | 68,000 | 133,000 | 201,000 | 264,000 |
| Net income | 1,292,000 | 2,519,000 | 3,806,000 | 4,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,343,000 | 25,070,000 | 25,857,000 | 26,551,000 |
| Total capital | 26,722,000 | 27,501,000 | 28,360,000 | 29,339,000 |
| Risk-weighted assets | 187,509,000 | 191,240,000 | 196,877,000 | 220,137,000 |