Call reports 2004
MIDSTATES BANK, NATIONAL ASSOCIATION — 2004
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 259,060,000 | 282,931,000 | 278,077,000 | 274,020,000 |
| Total loans | 155,802,000 | 158,890,000 | 164,169,000 | 172,120,000 |
| Allowance for loan losses | 2,612,000 | 2,702,000 | 2,773,000 | 2,337,000 |
| Securities available for sale | 72,886,000 | 103,048,000 | 81,479,000 | 78,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,933,000 | 195,889,000 | 207,898,000 | 203,730,000 |
| Interest-bearing deposits | 170,876,000 | 175,586,000 | 183,169,000 | 178,676,000 |
| Noninterest-bearing deposits | 20,057,000 | 20,303,000 | 24,729,000 | 25,054,000 |
| Equity capital | 22,265,000 | 20,847,000 | 24,049,000 | 23,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,285,000 | 6,669,000 | 10,133,000 | 13,671,000 |
| Interest expense | 855,000 | 1,802,000 | 2,799,000 | 3,845,000 |
| Net interest income | 2,430,000 | 4,867,000 | 7,334,000 | 9,826,000 |
| Noninterest income | 724,000 | 1,688,000 | 2,355,000 | 3,103,000 |
| Noninterest expense | 1,698,000 | 3,581,000 | 5,295,000 | 7,144,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,437,000 | 2,683,000 | 3,665,000 | 4,916,000 |
| Income tax | 72,000 | 134,000 | 184,000 | 246,000 |
| Net income | 1,365,000 | 2,549,000 | 3,481,000 | 4,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,746,000 | 22,430,000 | 22,862,000 | 23,551,000 |
| Total capital | 23,728,000 | 24,557,000 | 25,084,000 | 25,878,000 |
| Risk-weighted assets | 156,468,000 | 168,097,000 | 175,409,000 | 183,781,000 |