Call reports 2003
MIDSTATES BANK, NATIONAL ASSOCIATION — 2003
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 237,116,000 | 235,875,000 | 242,011,000 | 251,448,000 |
| Total loans | 187,205,000 | 175,139,000 | 165,128,000 | 165,798,000 |
| Allowance for loan losses | 3,602,000 | 2,843,000 | 2,733,000 | 2,528,000 |
| Securities available for sale | 23,980,000 | 31,968,000 | 49,840,000 | 62,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,465,000 | 189,000,000 | 180,425,000 | 182,527,000 |
| Interest-bearing deposits | 177,539,000 | 169,607,000 | 161,169,000 | 159,828,000 |
| Noninterest-bearing deposits | 17,926,000 | 19,393,000 | 19,256,000 | 22,699,000 |
| Equity capital | 19,167,000 | 19,577,000 | 20,561,000 | 20,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,398,000 | 6,721,000 | 9,975,000 | 13,202,000 |
| Interest expense | 1,168,000 | 2,270,000 | 3,285,000 | 4,156,000 |
| Net interest income | 2,230,000 | 4,451,000 | 6,690,000 | 9,046,000 |
| Noninterest income | 813,000 | 1,867,000 | 2,931,000 | 3,700,000 |
| Noninterest expense | 1,766,000 | 3,506,000 | 5,270,000 | 7,156,000 |
| Provision for loan losses | 120,000 | 858,000 | 870,000 | 1,030,000 |
| Pretax income | 1,157,000 | 2,053,000 | 3,580,000 | 4,657,000 |
| Income tax | 58,000 | 103,000 | 181,000 | 235,000 |
| Net income | 1,099,000 | 1,950,000 | 3,399,000 | 4,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,989,000 | 19,391,000 | 20,359,000 | 20,881,000 |
| Total capital | 21,160,000 | 21,467,000 | 22,379,000 | 22,917,000 |
| Risk-weighted assets | 172,262,000 | 165,341,000 | 160,884,000 | 162,385,000 |