Call reports 2002
MIDSTATES BANK, NATIONAL ASSOCIATION — 2002
What MIDSTATES BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 229,656,000 | 235,068,000 | 244,669,000 | 245,077,000 |
| Total loans | 202,284,000 | 210,722,000 | 209,486,000 | 195,149,000 |
| Allowance for loan losses | 2,258,000 | 2,629,000 | 2,772,000 | 3,529,000 |
| Securities available for sale | 10,313,000 | 10,255,000 | 10,447,000 | 8,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,495,000 | 188,172,000 | 200,862,000 | 202,691,000 |
| Interest-bearing deposits | 171,526,000 | 171,843,000 | 181,605,000 | 182,506,000 |
| Noninterest-bearing deposits | 16,969,000 | 16,329,000 | 19,257,000 | 20,184,000 |
| Equity capital | 19,234,000 | 20,149,000 | 20,978,000 | 19,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,722,000 | 7,441,000 | 11,310,000 | 14,942,000 |
| Interest expense | 1,437,000 | 2,839,000 | 4,229,000 | 5,584,000 |
| Net interest income | 2,285,000 | 4,602,000 | 7,081,000 | 9,358,000 |
| Noninterest income | 722,000 | 1,465,000 | 2,182,000 | 2,859,000 |
| Noninterest expense | 2,181,000 | 4,350,000 | 6,325,000 | 8,856,000 |
| Provision for loan losses | 595,000 | 1,198,000 | 1,393,000 | 2,317,000 |
| Pretax income | 232,000 | 520,000 | 1,546,000 | 1,045,000 |
| Income tax | 12,000 | 31,000 | 78,000 | 54,000 |
| Net income | 220,000 | 489,000 | 1,468,000 | 991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,256,000 | 20,027,000 | 20,903,000 | 19,487,000 |
| Total capital | 21,579,000 | 22,416,000 | 23,302,000 | 21,743,000 |
| Risk-weighted assets | 185,896,000 | 190,674,000 | 191,595,000 | 179,206,000 |