Call reports 2024
CENTURY BANK OF THE OZARKS — 2024
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 263,015,000 | 265,827,000 | 259,524,000 | 265,234,000 |
| Total loans | 213,482,000 | 214,892,000 | 218,922,000 | 221,480,000 |
| Allowance for loan losses | 3,728,000 | 3,842,000 | 3,970,000 | 3,924,000 |
| Securities available for sale | 4,977,000 | 4,935,000 | 3,961,000 | 3,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,276,000 | 237,021,000 | 230,537,000 | 235,917,000 |
| Interest-bearing deposits | 170,248,000 | 169,528,000 | 165,120,000 | 170,902,000 |
| Noninterest-bearing deposits | 64,028,000 | 67,493,000 | 65,417,000 | 65,015,000 |
| Equity capital | 24,711,000 | 24,875,000 | 25,007,000 | 24,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,889,000 | 7,925,000 | 12,081,000 | 16,305,000 |
| Interest expense | 856,000 | 1,788,000 | 2,765,000 | 3,703,000 |
| Net interest income | 3,033,000 | 6,137,000 | 9,316,000 | 12,602,000 |
| Noninterest income | 375,000 | 723,000 | 1,065,000 | 1,424,000 |
| Noninterest expense | 1,835,000 | 3,583,000 | 5,418,000 | 7,841,000 |
| Provision for loan losses | 45,000 | 164,000 | 299,000 | 303,000 |
| Pretax income | 1,528,000 | 3,113,000 | 4,664,000 | 5,882,000 |
| Income tax | 366,000 | 742,000 | 1,105,000 | 1,383,000 |
| Net income | 1,162,000 | 2,371,000 | 3,559,000 | 4,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,255,000 | 24,387,000 | 24,451,000 | 24,391,000 |