Call reports 2023
CENTURY BANK OF THE OZARKS — 2023
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 243,986,000 | 261,870,000 | 253,544,000 | 262,778,000 |
| Total loans | 205,066,000 | 203,654,000 | 206,081,000 | 212,330,000 |
| Allowance for loan losses | 3,330,000 | 3,234,000 | 3,436,000 | 3,686,000 |
| Securities available for sale | 5,704,000 | 5,590,000 | 5,518,000 | 5,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,731,000 | 233,638,000 | 224,496,000 | 233,664,000 |
| Interest-bearing deposits | 152,587,000 | 168,147,000 | 158,501,000 | 170,490,000 |
| Noninterest-bearing deposits | 64,144,000 | 65,491,000 | 65,995,000 | 63,174,000 |
| Equity capital | 23,355,000 | 23,875,000 | 24,137,000 | 24,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,110,000 | 6,374,000 | 10,052,000 | 13,740,000 |
| Interest expense | 318,000 | 772,000 | 1,344,000 | 2,042,000 |
| Net interest income | 2,792,000 | 5,602,000 | 8,708,000 | 11,698,000 |
| Noninterest income | 386,000 | 1,236,000 | 6,551,000 | 7,294,000 |
| Noninterest expense | 1,844,000 | 3,623,000 | 5,596,000 | 7,424,000 |
| Provision for loan losses | -545,000 | -541,000 | -186,000 | 118,000 |
| Pretax income | 1,329,000 | 3,206,000 | 9,299,000 | 10,900,000 |
| Income tax | 324,000 | 784,000 | 2,245,000 | 2,627,000 |
| Net income | 1,005,000 | 2,422,000 | 7,054,000 | 8,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,985,000 | 23,527,000 | 23,783,000 | 24,143,000 |