Call reports 2022
CENTURY BANK OF THE OZARKS — 2022
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 242,427,000 | 244,404,000 | 242,120,000 | 253,545,000 |
| Total loans | 173,204,000 | 181,912,000 | 190,567,000 | 202,947,000 |
| Allowance for loan losses | 3,271,000 | 3,301,000 | 3,313,000 | 3,320,000 |
| Securities available for sale | 6,462,000 | 6,250,000 | 6,008,000 | 5,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,975,000 | 218,433,000 | 215,945,000 | 227,127,000 |
| Interest-bearing deposits | 153,802,000 | 151,079,000 | 147,718,000 | 161,956,000 |
| Noninterest-bearing deposits | 63,173,000 | 67,354,000 | 68,227,000 | 65,171,000 |
| Equity capital | 22,317,000 | 22,630,000 | 22,624,000 | 23,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,644,000 | 7,281,000 | 10,195,000 |
| Interest expense | 145,000 | 278,000 | 410,000 | 633,000 |
| Net interest income | 2,109,000 | 4,366,000 | 6,871,000 | 9,562,000 |
| Noninterest income | 537,000 | 1,236,000 | 1,574,000 | 2,018,000 |
| Noninterest expense | 1,836,000 | 3,652,000 | 5,459,000 | 7,272,000 |
| Provision for loan losses | 55,000 | 84,000 | 89,000 | 93,000 |
| Pretax income | 755,000 | 1,866,000 | 2,897,000 | 4,190,000 |
| Income tax | 180,000 | 258,000 | 497,000 | 815,000 |
| Net income | 575,000 | 1,608,000 | 2,400,000 | 3,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,908,000 | 22,275,000 | 22,367,000 | 22,716,000 |