Call reports 2020
CENTURY BANK OF THE OZARKS — 2020
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 184,738,000 | 200,517,000 | 199,337,000 | 207,653,000 |
| Total loans | 157,614,000 | 162,435,000 | 164,036,000 | 161,872,000 |
| Allowance for loan losses | 2,742,000 | 2,874,000 | 2,953,000 | 2,936,000 |
| Securities available for sale | 3,852,000 | 3,381,000 | 2,965,000 | 2,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,121,000 | 173,438,000 | 171,820,000 | 183,230,000 |
| Interest-bearing deposits | 117,902,000 | 126,554,000 | 124,507,000 | 134,090,000 |
| Noninterest-bearing deposits | 40,219,000 | 46,884,000 | 47,313,000 | 49,140,000 |
| Equity capital | 17,942,000 | 18,233,000 | 18,580,000 | 18,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,342,000 | 4,811,000 | 7,140,000 | 9,411,000 |
| Interest expense | 218,000 | 418,000 | 610,000 | 788,000 |
| Net interest income | 2,124,000 | 4,393,000 | 6,530,000 | 8,623,000 |
| Noninterest income | 349,000 | 640,000 | 959,000 | 1,556,000 |
| Noninterest expense | 1,446,000 | 2,864,000 | 4,263,000 | 5,719,000 |
| Provision for loan losses | 80,000 | 209,000 | 289,000 | 368,000 |
| Pretax income | 947,000 | 1,960,000 | 2,937,000 | 4,092,000 |
| Income tax | 237,000 | 483,000 | 714,000 | 1,004,000 |
| Net income | 710,000 | 1,477,000 | 2,223,000 | 3,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,295,000 | 17,551,000 | 17,898,000 | 17,819,000 |