Call reports 2019
CENTURY BANK OF THE OZARKS — 2019
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 181,309,000 | 178,263,000 | 175,951,000 | 178,904,000 |
| Total loans | 149,288,000 | 150,851,000 | 152,763,000 | 156,518,000 |
| Allowance for loan losses | 2,658,000 | 2,673,000 | 2,699,000 | 2,657,000 |
| Securities available for sale | 7,185,000 | 5,503,000 | 3,868,000 | 4,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,659,000 | 157,847,000 | 155,316,000 | 157,017,000 |
| Interest-bearing deposits | 117,769,000 | 118,914,000 | 115,614,000 | 119,420,000 |
| Noninterest-bearing deposits | 41,890,000 | 38,933,000 | 39,702,000 | 37,597,000 |
| Equity capital | 17,889,000 | 17,829,000 | 17,806,000 | 17,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,247,000 | 4,537,000 | 6,878,000 | 9,225,000 |
| Interest expense | 181,000 | 373,000 | 575,000 | 786,000 |
| Net interest income | 2,066,000 | 4,164,000 | 6,303,000 | 8,439,000 |
| Noninterest income | 594,000 | 935,000 | 1,280,000 | 1,862,000 |
| Noninterest expense | 1,379,000 | 2,774,000 | 4,162,000 | 5,579,000 |
| Provision for loan losses | 80,000 | 134,000 | 164,000 | 243,000 |
| Pretax income | 1,189,000 | 2,164,000 | 3,234,000 | 4,461,000 |
| Income tax | -97,000 | 148,000 | 415,000 | 725,000 |
| Net income | 1,286,000 | 2,016,000 | 2,819,000 | 3,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,347,000 | 17,228,000 | 17,214,000 | 17,280,000 |
| Total capital | 19,282,000 | 19,166,000 | 19,151,000 | 19,286,000 |
| Risk-weighted assets | 154,135,000 | 154,336,000 | 154,213,000 | 159,846,000 |