Call reports 2016
CENTURY BANK OF THE OZARKS — 2016
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 172,928,000 | 173,362,000 | 168,685,000 | 172,774,000 |
| Total loans | 139,654,000 | 141,216,000 | 139,659,000 | 139,431,000 |
| Allowance for loan losses | 2,570,000 | 2,514,000 | 2,535,000 | 2,516,000 |
| Securities available for sale | 10,727,000 | 10,087,000 | 8,565,000 | 7,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,910,000 | 155,043,000 | 150,319,000 | 154,535,000 |
| Interest-bearing deposits | 122,461,000 | 121,250,000 | 118,005,000 | 121,205,000 |
| Noninterest-bearing deposits | 32,449,000 | 33,793,000 | 32,314,000 | 33,330,000 |
| Equity capital | 15,846,000 | 16,065,000 | 15,951,000 | 15,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 4,235,000 | 6,301,000 | 8,394,000 |
| Interest expense | 157,000 | 310,000 | 456,000 | 597,000 |
| Net interest income | 2,004,000 | 3,925,000 | 5,845,000 | 7,797,000 |
| Noninterest income | 347,000 | 670,000 | 1,009,000 | 1,331,000 |
| Noninterest expense | 1,371,000 | 2,644,000 | 3,963,000 | 5,234,000 |
| Provision for loan losses | 80,000 | 109,000 | 189,000 | 243,000 |
| Pretax income | 900,000 | 1,844,000 | 2,704,000 | 3,653,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 900,000 | 1,844,000 | 2,704,000 | 3,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,250,000 | 15,404,000 | 15,304,000 | 15,343,000 |
| Total capital | 16,977,000 | 17,151,000 | 17,065,000 | 17,068,000 |
| Risk-weighted assets | 137,310,000 | 138,968,000 | 140,086,000 | 137,215,000 |