Call reports 2015
CENTURY BANK OF THE OZARKS — 2015
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 173,531,000 | 172,897,000 | 171,476,000 | 176,571,000 |
| Total loans | 132,375,000 | 131,085,000 | 134,837,000 | 138,529,000 |
| Allowance for loan losses | 2,417,000 | 2,479,000 | 2,556,000 | 2,494,000 |
| Securities available for sale | 12,596,000 | 11,541,000 | 12,167,000 | 12,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,518,000 | 154,888,000 | 153,149,000 | 158,622,000 |
| Interest-bearing deposits | 125,309,000 | 122,537,000 | 122,278,000 | 126,385,000 |
| Noninterest-bearing deposits | 30,209,000 | 32,351,000 | 30,871,000 | 32,237,000 |
| Equity capital | 16,122,000 | 16,025,000 | 16,168,000 | 15,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,998,000 | 4,012,000 | 6,008,000 | 8,048,000 |
| Interest expense | 184,000 | 358,000 | 529,000 | 695,000 |
| Net interest income | 1,814,000 | 3,654,000 | 5,479,000 | 7,353,000 |
| Noninterest income | 348,000 | 693,000 | 1,050,000 | 1,340,000 |
| Noninterest expense | 1,328,000 | 2,628,000 | 3,963,000 | 5,326,000 |
| Provision for loan losses | 79,000 | 159,000 | 213,000 | 218,000 |
| Pretax income | 751,000 | 1,555,000 | 2,348,000 | 3,144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 751,000 | 1,555,000 | 2,348,000 | 3,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,547,000 | 15,501,000 | 15,569,000 | 15,185,000 |
| Total capital | 17,133,000 | 17,120,000 | 17,254,000 | 16,890,000 |
| Risk-weighted assets | 126,033,000 | 128,691,000 | 133,961,000 | 135,593,000 |