Call reports 2014
CENTURY BANK OF THE OZARKS — 2014
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 168,261,000 | 169,050,000 | 167,734,000 | 172,105,000 |
| Total loans | 127,005,000 | 125,578,000 | 126,211,000 | 129,895,000 |
| Allowance for loan losses | 2,489,000 | 2,541,000 | 2,608,000 | 2,339,000 |
| Securities available for sale | 16,818,000 | 15,881,000 | 17,390,000 | 13,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,325,000 | 151,083,000 | 149,433,000 | 153,877,000 |
| Interest-bearing deposits | 122,327,000 | 120,416,000 | 119,408,000 | 124,284,000 |
| Noninterest-bearing deposits | 27,998,000 | 30,667,000 | 30,025,000 | 29,593,000 |
| Equity capital | 16,182,000 | 16,132,000 | 16,339,000 | 16,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,060,000 | 4,079,000 | 6,098,000 | 8,108,000 |
| Interest expense | 202,000 | 400,000 | 588,000 | 773,000 |
| Net interest income | 1,858,000 | 3,679,000 | 5,510,000 | 7,335,000 |
| Noninterest income | 357,000 | 728,000 | 1,074,000 | 1,384,000 |
| Noninterest expense | 1,277,000 | 2,578,000 | 3,881,000 | 5,191,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 232,000 |
| Pretax income | 875,000 | 1,703,000 | 2,517,000 | 3,271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 875,000 | 1,703,000 | 2,517,000 | 3,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,555,000 | 15,453,000 | 15,717,000 | 15,696,000 |
| Total capital | 17,077,000 | 16,961,000 | 17,234,000 | 17,262,000 |
| Risk-weighted assets | 120,812,000 | 119,593,000 | 120,291,000 | 124,504,000 |