Call reports 2012
CENTURY BANK OF THE OZARKS — 2012
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 176,350,000 | 176,217,000 | 174,053,000 | 174,879,000 |
| Total loans | 128,135,000 | 127,912,000 | 127,272,000 | 127,522,000 |
| Allowance for loan losses | 2,495,000 | 2,571,000 | 2,485,000 | 2,398,000 |
| Securities available for sale | 16,987,000 | 20,582,000 | 20,775,000 | 20,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,572,000 | 157,870,000 | 155,081,000 | 156,811,000 |
| Interest-bearing deposits | 134,391,000 | 133,873,000 | 132,871,000 | 132,131,000 |
| Noninterest-bearing deposits | 23,181,000 | 23,997,000 | 22,210,000 | 24,680,000 |
| Equity capital | 15,901,000 | 15,874,000 | 16,246,000 | 15,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,229,000 | 4,426,000 | 6,622,000 | 8,792,000 |
| Interest expense | 354,000 | 693,000 | 1,016,000 | 1,300,000 |
| Net interest income | 1,875,000 | 3,733,000 | 5,606,000 | 7,492,000 |
| Noninterest income | 316,000 | 611,000 | 913,000 | 1,241,000 |
| Noninterest expense | 1,306,000 | 2,594,000 | 3,904,000 | 5,245,000 |
| Provision for loan losses | 50,000 | 110,000 | 110,000 | 160,000 |
| Pretax income | 835,000 | 1,640,000 | 2,505,000 | 3,332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 835,000 | 1,640,000 | 2,505,000 | 3,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,977,000 | 15,062,000 | 15,307,000 | 15,130,000 |
| Total capital | 16,513,000 | 16,590,000 | 16,830,000 | 16,657,000 |
| Risk-weighted assets | 121,887,000 | 121,163,000 | 120,857,000 | 121,209,000 |