Call reports 2009
CENTURY BANK OF THE OZARKS — 2009
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 165,920,000 | 166,164,000 | 166,730,000 | 173,574,000 |
| Total loans | 132,560,000 | 133,180,000 | 133,454,000 | 135,220,000 |
| Allowance for loan losses | 2,309,000 | 2,417,000 | 2,286,000 | 2,074,000 |
| Securities available for sale | 18,353,000 | 17,483,000 | 18,324,000 | 16,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,912,000 | 133,552,000 | 133,761,000 | 141,967,000 |
| Interest-bearing deposits | 116,592,000 | 116,104,000 | 117,155,000 | 123,560,000 |
| Noninterest-bearing deposits | 16,320,000 | 17,448,000 | 16,606,000 | 18,407,000 |
| Equity capital | 14,203,000 | 14,337,000 | 14,655,000 | 14,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,540,000 | 5,051,000 | 7,565,000 | 10,093,000 |
| Interest expense | 726,000 | 1,400,000 | 2,061,000 | 2,684,000 |
| Net interest income | 1,814,000 | 3,651,000 | 5,504,000 | 7,409,000 |
| Noninterest income | 300,000 | 622,000 | 975,000 | 1,304,000 |
| Noninterest expense | 1,391,000 | 2,718,000 | 4,075,000 | 5,359,000 |
| Provision for loan losses | 141,000 | 257,000 | 428,000 | 599,000 |
| Pretax income | 791,000 | 1,507,000 | 2,219,000 | 2,998,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 48,000 |
| Net income | 779,000 | 1,483,000 | 2,183,000 | 2,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,619,000 | 13,623,000 | 13,824,000 | 13,890,000 |
| Total capital | 15,211,000 | 15,224,000 | 15,434,000 | 15,527,000 |
| Risk-weighted assets | 126,626,000 | 127,239,000 | 128,116,000 | 131,121,000 |