Call reports 2008
CENTURY BANK OF THE OZARKS — 2008
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 165,337,000 | 159,582,000 | 165,630,000 | 165,226,000 |
| Total loans | 126,388,000 | 123,792,000 | 128,187,000 | 130,894,000 |
| Allowance for loan losses | 2,017,000 | 2,068,000 | 2,140,000 | 2,147,000 |
| Securities available for sale | 23,786,000 | 20,607,000 | 22,535,000 | 18,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,783,000 | 133,605,000 | 128,482,000 | 132,674,000 |
| Interest-bearing deposits | 117,956,000 | 116,881,000 | 111,831,000 | 117,461,000 |
| Noninterest-bearing deposits | 16,827,000 | 16,724,000 | 16,651,000 | 15,213,000 |
| Equity capital | 13,719,000 | 13,273,000 | 13,844,000 | 14,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,873,000 | 5,616,000 | 8,305,000 | 10,986,000 |
| Interest expense | 1,148,000 | 2,120,000 | 2,981,000 | 3,784,000 |
| Net interest income | 1,725,000 | 3,496,000 | 5,324,000 | 7,202,000 |
| Noninterest income | 318,000 | 616,000 | 889,000 | 1,162,000 |
| Noninterest expense | 1,226,000 | 2,512,000 | 3,780,000 | 5,132,000 |
| Provision for loan losses | 74,000 | 157,000 | 253,000 | 364,000 |
| Pretax income | 741,000 | 1,441,000 | 2,162,000 | 2,829,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 48,000 |
| Net income | 729,000 | 1,417,000 | 2,126,000 | 2,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,088,000 | 12,976,000 | 13,284,000 | 13,440,000 |
| Total capital | 14,635,000 | 14,484,000 | 14,849,000 | 15,025,000 |
| Risk-weighted assets | 123,265,000 | 120,096,000 | 124,646,000 | 126,217,000 |