Call reports 2007
CENTURY BANK OF THE OZARKS — 2007
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 159,964,000 | 161,796,000 | 165,971,000 | 166,695,000 |
| Total loans | 114,104,000 | 115,069,000 | 121,121,000 | 125,334,000 |
| Allowance for loan losses | 2,052,000 | 2,046,000 | 1,997,000 | 1,944,000 |
| Securities available for sale | 32,649,000 | 31,197,000 | 30,214,000 | 25,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,133,000 | 136,267,000 | 132,996,000 | 136,734,000 |
| Interest-bearing deposits | 120,552,000 | 117,319,000 | 115,261,000 | 119,794,000 |
| Noninterest-bearing deposits | 17,581,000 | 18,948,000 | 17,735,000 | 16,940,000 |
| Equity capital | 13,503,000 | 13,129,000 | 13,550,000 | 13,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,697,000 | 5,424,000 | 8,265,000 | 11,184,000 |
| Interest expense | 1,106,000 | 2,297,000 | 3,529,000 | 4,794,000 |
| Net interest income | 1,591,000 | 3,127,000 | 4,736,000 | 6,390,000 |
| Noninterest income | 288,000 | 590,000 | 902,000 | 1,222,000 |
| Noninterest expense | 1,283,000 | 2,462,000 | 3,722,000 | 5,050,000 |
| Provision for loan losses | 3,000 | 6,000 | 21,000 | 73,000 |
| Pretax income | 593,000 | 1,249,000 | 1,892,000 | 2,486,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 48,000 |
| Net income | 581,000 | 1,225,000 | 1,856,000 | 2,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,065,000 | 12,909,000 | 13,040,000 | 12,901,000 |
| Total capital | 14,477,000 | 14,335,000 | 14,526,000 | 14,142,000 |
| Risk-weighted assets | 112,343,000 | 113,456,000 | 118,351,000 | 123,410,000 |