Call reports 2006
CENTURY BANK OF THE OZARKS — 2006
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 149,914,000 | 154,324,000 | 163,830,000 | 163,058,000 |
| Total loans | 110,421,000 | 110,408,000 | 114,268,000 | 113,995,000 |
| Allowance for loan losses | 1,952,000 | 2,067,000 | 2,021,000 | 2,000,000 |
| Securities available for sale | 27,785,000 | 27,556,000 | 35,771,000 | 33,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,556,000 | 127,744,000 | 133,683,000 | 139,763,000 |
| Interest-bearing deposits | 109,418,000 | 108,295,000 | 115,139,000 | 122,784,000 |
| Noninterest-bearing deposits | 19,138,000 | 19,449,000 | 18,544,000 | 16,979,000 |
| Equity capital | 12,820,000 | 12,419,000 | 12,991,000 | 13,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,328,000 | 4,749,000 | 7,317,000 | 10,030,000 |
| Interest expense | 789,000 | 1,692,000 | 2,715,000 | 3,882,000 |
| Net interest income | 1,539,000 | 3,057,000 | 4,602,000 | 6,148,000 |
| Noninterest income | 319,000 | 636,000 | 953,000 | 1,227,000 |
| Noninterest expense | 1,223,000 | 2,454,000 | 3,696,000 | 4,937,000 |
| Provision for loan losses | 41,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 594,000 | 1,144,000 | 1,764,000 | 2,345,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 48,000 |
| Net income | 582,000 | 1,120,000 | 1,728,000 | 2,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,818,000 | 12,557,000 | 12,864,000 | 12,733,000 |
| Total capital | 14,170,000 | 13,920,000 | 14,289,000 | 14,155,000 |
| Risk-weighted assets | 107,544,000 | 108,815,000 | 113,393,000 | 113,154,000 |