Call reports 2005
CENTURY BANK OF THE OZARKS — 2005
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 148,175,000 | 148,791,000 | 147,318,000 | 151,053,000 |
| Total loans | 102,984,000 | 101,452,000 | 102,482,000 | 108,080,000 |
| Allowance for loan losses | 1,934,000 | 1,967,000 | 1,974,000 | 1,948,000 |
| Securities available for sale | 29,967,000 | 31,020,000 | 31,477,000 | 28,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,676,000 | 123,085,000 | 120,782,000 | 125,726,000 |
| Interest-bearing deposits | 106,395,000 | 105,800,000 | 103,997,000 | 108,878,000 |
| Noninterest-bearing deposits | 16,281,000 | 17,285,000 | 16,785,000 | 16,848,000 |
| Equity capital | 12,879,000 | 13,462,000 | 13,169,000 | 12,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,400,000 | 6,673,000 | 8,995,000 |
| Interest expense | 574,000 | 1,176,000 | 1,824,000 | 2,554,000 |
| Net interest income | 1,602,000 | 3,224,000 | 4,849,000 | 6,441,000 |
| Noninterest income | 319,000 | 670,000 | 980,000 | 1,228,000 |
| Noninterest expense | 1,177,000 | 2,372,000 | 3,563,000 | 4,853,000 |
| Provision for loan losses | 51,000 | 87,000 | 123,000 | 159,000 |
| Pretax income | 681,000 | 1,406,000 | 2,113,000 | 2,627,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 48,000 |
| Net income | 669,000 | 1,382,000 | 2,077,000 | 2,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,727,000 | 13,122,000 | 12,961,000 | 11,362,000 |
| Total capital | 14,011,000 | 14,388,000 | 14,231,000 | 12,692,000 |
| Risk-weighted assets | 102,068,000 | 100,603,000 | 100,906,000 | 105,754,000 |