Call reports 2004
CENTURY BANK OF THE OZARKS — 2004
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 146,428,000 | 149,269,000 | 153,021,000 | 150,111,000 |
| Total loans | 103,919,000 | 102,675,000 | 104,528,000 | 104,014,000 |
| Allowance for loan losses | 1,894,000 | 1,904,000 | 1,927,000 | 1,939,000 |
| Securities available for sale | 28,657,000 | 29,057,000 | 30,725,000 | 28,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,422,000 | 120,350,000 | 124,748,000 | 124,624,000 |
| Interest-bearing deposits | 105,320,000 | 106,194,000 | 105,496,000 | 107,468,000 |
| Noninterest-bearing deposits | 15,102,000 | 14,156,000 | 19,252,000 | 17,156,000 |
| Equity capital | 13,009,000 | 12,779,000 | 13,483,000 | 12,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,341,000 | 6,549,000 | 8,775,000 |
| Interest expense | 558,000 | 1,098,000 | 1,634,000 | 2,163,000 |
| Net interest income | 1,609,000 | 3,243,000 | 4,915,000 | 6,612,000 |
| Noninterest income | 341,000 | 693,000 | 1,021,000 | 1,348,000 |
| Noninterest expense | 1,131,000 | 2,236,000 | 3,375,000 | 4,550,000 |
| Provision for loan losses | 72,000 | 144,000 | 216,000 | 269,000 |
| Pretax income | 747,000 | 1,556,000 | 2,347,000 | 3,139,000 |
| Income tax | 4,000 | 43,000 | 56,000 | 68,000 |
| Net income | 743,000 | 1,513,000 | 2,291,000 | 3,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,254,000 | 12,550,000 | 12,829,000 | 12,059,000 |
| Total capital | 13,534,000 | 13,824,000 | 14,133,000 | 13,349,000 |
| Risk-weighted assets | 101,795,000 | 101,309,000 | 103,689,000 | 102,579,000 |