Call reports 2003
CENTURY BANK OF THE OZARKS — 2003
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 150,432,000 | 149,389,000 | 149,941,000 | 146,677,000 |
| Total loans | 102,854,000 | 101,377,000 | 100,920,000 | 105,203,000 |
| Allowance for loan losses | 1,707,000 | 1,803,000 | 1,860,000 | 1,797,000 |
| Securities available for sale | 26,210,000 | 29,983,000 | 31,868,000 | 27,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,372,000 | 121,058,000 | 123,143,000 | 121,763,000 |
| Interest-bearing deposits | 107,384,000 | 106,910,000 | 108,324,000 | 107,113,000 |
| Noninterest-bearing deposits | 14,988,000 | 14,148,000 | 14,819,000 | 14,650,000 |
| Equity capital | 13,001,000 | 13,209,000 | 13,315,000 | 12,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,636,000 | 6,862,000 | 9,122,000 |
| Interest expense | 735,000 | 1,442,000 | 2,098,000 | 2,695,000 |
| Net interest income | 1,571,000 | 3,194,000 | 4,764,000 | 6,427,000 |
| Noninterest income | 322,000 | 625,000 | 973,000 | 1,305,000 |
| Noninterest expense | 1,073,000 | 2,211,000 | 3,336,000 | 4,434,000 |
| Provision for loan losses | 76,000 | 172,000 | 268,000 | 356,000 |
| Pretax income | 744,000 | 1,436,000 | 2,133,000 | 2,940,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 741,000 | 1,430,000 | 2,124,000 | 2,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,235,000 | 12,448,000 | 12,668,000 | 11,987,000 |
| Total capital | 13,503,000 | 13,706,000 | 13,924,000 | 13,283,000 |
| Risk-weighted assets | 100,985,000 | 100,098,000 | 99,898,000 | 103,191,000 |