Call reports 2002
CENTURY BANK OF THE OZARKS — 2002
What CENTURY BANK OF THE OZARKS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 137,936,000 | 136,221,000 | 139,672,000 | 145,283,000 |
| Total loans | 102,083,000 | 102,645,000 | 103,877,000 | 103,313,000 |
| Allowance for loan losses | 1,792,000 | 1,720,000 | 1,658,000 | 1,603,000 |
| Securities available for sale | 23,554,000 | 22,504,000 | 23,149,000 | 22,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,622,000 | 110,708,000 | 111,387,000 | 116,860,000 |
| Interest-bearing deposits | 102,344,000 | 99,511,000 | 100,783,000 | 103,753,000 |
| Noninterest-bearing deposits | 11,278,000 | 11,197,000 | 10,604,000 | 13,107,000 |
| Equity capital | 12,926,000 | 13,343,000 | 13,592,000 | 12,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,462,000 | 4,897,000 | 7,321,000 | 9,748,000 |
| Interest expense | 872,000 | 1,682,000 | 2,473,000 | 3,250,000 |
| Net interest income | 1,590,000 | 3,215,000 | 4,848,000 | 6,498,000 |
| Noninterest income | 292,000 | 559,000 | 829,000 | 1,109,000 |
| Noninterest expense | 1,046,000 | 2,079,000 | 3,132,000 | 4,224,000 |
| Provision for loan losses | 64,000 | 130,000 | 196,000 | 262,000 |
| Pretax income | 772,000 | 1,566,000 | 2,350,000 | 3,121,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 769,000 | 1,560,000 | 2,341,000 | 3,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,142,000 | 12,457,000 | 12,764,000 | 11,968,000 |
| Total capital | 13,405,000 | 13,712,000 | 14,029,000 | 13,233,000 |
| Risk-weighted assets | 100,544,000 | 99,903,000 | 100,806,000 | 100,891,000 |