Call reports 2013
BANK OF GRANITE — 2013
What BANK OF GRANITE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 |
|---|---|
| Total assets | 666,954,000 |
| Total loans | 281,235,000 |
| Allowance for loan losses | 6,209,000 |
| Securities available for sale | 199,665,000 |
| Securities held to maturity | 48,307,000 |
| Trading assets | 0 |
| Total deposits | 599,277,000 |
| Interest-bearing deposits | 510,029,000 |
| Noninterest-bearing deposits | 89,248,000 |
| Equity capital | 63,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 |
|---|---|
| Interest income | 6,699,000 |
| Interest expense | 379,000 |
| Net interest income | 6,320,000 |
| Noninterest income | 589,000 |
| Noninterest expense | 6,861,000 |
| Provision for loan losses | 110,000 |
| Pretax income | 538,000 |
| Income tax | 307,000 |
| Net income | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 |
|---|---|
| Tier 1 capital | 56,593,000 |
| Total capital | 61,162,000 |
| Risk-weighted assets | 363,777,000 |